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Out of Pocket: Pollution Premiums – the real cost of fossil fuels on our insurance bills

350.org · published 14 May 2026

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prospect.org
Cracking Down on Big Insurance in … Oklahoma? Read at the source ↗
26 Aug 2026

Links from this post

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Host
https://sunriseproject.org/
sunriseproject.org
https://therevolvingdoorproject.org/
therevolvingdoorproject.org
https://www.apci.org/homeowners-insurance-cost-drivers/
apci.org
https://insure-our-future.com/wp-content/uploads/2024/12/IoF-Scorecard-2024.pdf
insure-our-future.com
https://www.spglobal.com/esg/insights/climate-risks-for-insurers-why-the-industry-needs-to-act-now-to-address-climate-risk-on-both-sides-of-the-balance-sheet
spglobal.com
https://assets.aon.com/-/media/files/aon/reports/2025/2025-climate-catastrophe-insight.pdf
assets.aon.com
https://fred.stlouisfed.org/series/PCU9241269241262
fred.stlouisfed.org
https://insideclimatenews.org/news/29102024/todays-climate-extreme-weather-car-insurance/
insideclimatenews.org
https://fred.stlouisfed.org/series/PCU9241269241261
fred.stlouisfed.org
https://global.insure-our-future.com/private-profits-public-losses-why-government-support-in-insurance-markets-must-condition-paris-alignment/
global.insure-our-future.com
https://www.accc.gov.au/system/files/ACCC%20Insurance%20Monitoring%20Report%202022.pdf
accc.gov.au
https://www.undrr.org/gar/gar2025
undrr.org
https://www.nytimes.com/interactive/2024/12/18/climate/insurance-non-renewal-climate-crisis.html
nytimes.com
https://www.budget.senate.gov/imo/media/doc/dr_benjamin_jkeystestimonysenatebudgetcommittee.pdf
budget.senate.gov
https://therevolvingdoorproject.org/mapping-the-home-insurance-crisis/
therevolvingdoorproject.org
https://www.wsj.com/real-estate/allstate-stops-selling-new-home-insurance-policies-in-california-citing-wildfire-risks-28271741
wsj.com
https://www.wsj.com/business/state-farm-halts-home-insurance-sales-in-california-5748c771
wsj.com
https://www.pnj.com/story/money/2023/07/12/florida-insurance-crisis-farmers-insurance-home-insurance-what-to-know/70407302007/
pnj.com
https://www.wsj.com/articles/home-insurers-curb-new-policies-in-risky-areas-nationally-c93abac0
wsj.com
https://www.mapfre.com/en/communicate/sustainability-communicate/climate-change-natural-disasters/
mapfre.com
https://sdgs.un.org/sites/default/files/2025-07/Thematic%20Report%20on%20Finance.pdf
sdgs.un.org
https://irff.undp.org/blog/insurance-can-build-climate-resilient-african-future
irff.undp.org
https://www.jchs.harvard.edu/blog/insurance-crisis-continues-weigh-homeowners
jchs.harvard.edu
https://www.nrdc.org/resources/insurance-fair-future
nrdc.org
https://prospect.org/2025/11/19/new-reforms-same-old-florida-home-insurance-market/
prospect.org
https://www.bloomberg.com/graphics/2024-home-insurance-risky-policy
bloomberg.com
https://www.wsj.com/finance/small-insurance-company-hurricanes-a41766d9
wsj.com
https://www.nytimes.com/interactive/2025/01/16/climate/home-insurance-cancellations.html
nytimes.com
https://consumerfed.org/wp-content/uploads/2024/03/Exposed-UninsuredHomes-1.pdf
consumerfed.org
https://www.eiopa.europa.eu/leveraging-insurance-shore-europes-climate-resilience-2024-09-03_en
eiopa.europa.eu
https://www.science.org/doi/pdf/10.1126/science.abk0063
science.org
https://www.sciencedirect.com/science/article/pii/S0959378024001353
sciencedirect.com
https://shareaction.org/insurance-fossil-fuel-restrictions-summary
shareaction.org
https://www.iea.org/reports/net-zero-by-2050
iea.org
https://www.carbonbrief.org/new-fossil-fuels-incompatible-with-1-5c-goal-comprehensive-analysis-finds/
carbonbrief.org
https://influencemap.org/briefing/Carbon-Majors-2024-Data-Update-35466
influencemap.org
https://www.imf.org/en/publications/wp/issues/2025/12/20/underpriced-and-overused-fossil-fuel-subsidies-data-2025-update-572729
imf.org
https://hsph.harvard.edu/climate-health-c-change/news/fossil-fuel-air-pollution-responsible-for-1-in-5-deaths-worldwide/
hsph.harvard.edu
https://prospect.org/2024/11/04/2024-11-04-climate-crisis-cost-of-living/
prospect.org
https://www.nrdc.org/press-releases/report-health-costs-climate-change-and-fossil-fuel-pollution-tops-820-billion-year
nrdc.org
https://www.nysenate.gov/legislation/bills/2023/S2129
nysenate.gov
https://www.americanprogress.org/article/these-fossil-fuel-industry-tactics-are-fueling-democratic-backsliding/
americanprogress.org
https://www.ipsos.com/en/climate-change-global-poll
ipsos.com
https://www.irena.org/Publications/2025/Jun/Renewable-Power-Generation-Costs-in-2024
irena.org
https://apnews.com/article/dcf7df9bf9c447ef98eb007ba3b17223
apnews.com
https://prospect.org/2025/07/23/2025-07-23-home-insurance-executives-raking-it-in/
prospect.org
https://www.dollarsandsense.org/forsake-some-fleece-the-rest/
dollarsandsense.org
https://www.tampabay.com/archive/1998/04/30/health-insurers-sue-big-tobacco/
tampabay.com