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Should paper checks be abolished like the penny?

good.is · published 8 September 2026

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https://theconversation.com/profiles/jay-l-zagorsky-152952
theconversation.com
https://www.bundesbank.de/en/tasks/payment-systems/rps/national-cheque-processing/participation/participation-626620
bundesbank.de
https://www.paymentsjournal.com/germany-plans-to-eliminate-checks-entirely-by-2027
paymentsjournal.com
https://www.sbs.com.au/news/article/the-death-of-the-cheque-book-australia-to-phase-out-cheques/qu0e4xf55
sbs.com.au
https://home.treasury.gov/news/featured-stories/penny-production-cessation-faqs
home.treasury.gov
https://www.irs.gov/newsroom/questions-and-answers-about-executive-order-14247-modernizing-payments-to-and-from-americas-bank-account
irs.gov
https://www.businessinsider.com/the-death-of-the-paper-check-2013-3
businessinsider.com
https://www.paymentsdive.com/news/business-paper-checks-payments-digital-fraud/744609/
paymentsdive.com
https://www.linkedin.com/in/jay-zagorsky-58a90825a
linkedin.com
https://www.bu.edu/questrom/profiles/jay-zagorsky/
bu.edu
https://www.thepowerofcash.com/
thepowerofcash.com
https://theconversation.com/in-defense-of-cash-why-we-should-bring-back-the-500-note-and-other-big-bills-85880
theconversation.com
https://www.federalreserve.gov/paymentsystems/fr-payments-study.htm
federalreserve.gov
https://www.federalreserve.gov/publications/images/FRPS_CY2024_IDR_data.xlsx
federalreserve.gov
https://apps.bea.gov/iTable/?reqid=19&step=3&isuri=1&categories=survey&nipa_table_list=5&Series=A&select_all_years=1&_gl=1*5zaoeb*_ga*NDMxNTk3MTMxLjE3ODQyOTY1NTE.*_ga_J4698JNNFT*czE3ODQyOTY1NTEkbzEkZzEkdDE3ODQyOTY2MjEkajU2JGwwJGgw
apps.bea.gov
https://www.atlantafed.org/-/media/Project/Atlanta/FRBA/Documents/payments/payment-data-reports/2023/07/14/01-use-of-checks-in-selected-countries.pdf
atlantafed.org
https://www.bis.org/about/history.htm?m=11
bis.org
https://data.bis.org/topics/CPMI_CT/data?q=cheques+inhabitant+number
data.bis.org
https://fraser.stlouisfed.org/files/docs/publications/frbatlreview/rev_frbatl_2008_vol93no4.pdf
fraser.stlouisfed.org
https://www.atlantafed.org/research-and-data/surveys/survey-and-diary-of-consumer-payment-choice
atlantafed.org
https://images.theconversation.com/files/748636/original/file-20260717-57-m9wq60.jpg?ixlib=rb-4.1.1&q=45&auto=format&w=1000&fit=clip
images.theconversation.com
https://www.gettyimages.com/detail/photo/woman-with-bills-royalty-free-image/85665438?adppopup=true
gettyimages.com
https://www.consumerfinance.gov/ask-cfpb/if-i-paid-someone-through-my-bank-or-credit-unions-online-bill-pay-service-why-did-the-person-receive-a-paper-check-en-1123/
consumerfinance.gov
https://www.atlantafed.org/research-and-data/publications/take-on-payments/2026/01/12/why-do-businesses-still-use-paper-checks
atlantafed.org
https://www.nfib.com/wp-content/uploads/2025/07/Credit-Card-Surcharging-Guide-Final-PDF.pdf
nfib.com
https://www.consumerfinance.gov/ask-cfpb/i-bounced-a-check-will-this-show-up-on-my-credit-report-en-1059/
consumerfinance.gov
https://www.federalreserve.gov/paymentsystems/check_commcheckcolannual.htm
federalreserve.gov
https://www.nytimes.com/2026/06/26/your-money/paper-checks-mail-fraud.html
nytimes.com
https://www.fincen.gov/system/files/shared/Section%202%20-%20Depository%20Institution%20SARs.xlsx
fincen.gov
https://bankingjournal.aba.com/2025/12/fed-seeks-public-input-on-potential-changes-to-its-check-services/
bankingjournal.aba.com
https://www.federalregister.gov/documents/2025/12/09/2025-22272/request-for-information-and-comment-on-the-future-of-the-federal-reserve-banks-check-services
federalregister.gov
https://www.federalreserve.gov/paymentsystems/check_about.htm
federalreserve.gov
https://www.federalreserve.gov/publications/2024-ar-payment-system-and-reserve-bank-oversight.htm
federalreserve.gov
https://images.theconversation.com/files/748638/original/file-20260717-57-q95gmj.jpg?ixlib=rb-4.1.1&q=45&auto=format&w=1000&fit=clip
images.theconversation.com
https://www.gettyimages.com/detail/photo/front-and-back-of-a-u-s-1835-half-cent-royalty-free-image/862508812?phrase=half%20cent%20coin&searchscope=image%2Cfilm&adppopup=true
gettyimages.com
https://theconversation.com/can-the-president-really-kill-off-the-penny-and-should-he-249825
theconversation.com
https://apnews.com/article/us-mint-treasury-department-penny-end-production-86139df5644ef0885a9baf98e9677380
apnews.com
https://executivecoin.com/coins-by-type/u-s-half-cents-1793-1857.html
executivecoin.com
https://theconversation.com/should-paper-checks-be-abolished-like-the-penny-287451
theconversation.com