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In the end, who will bear the cost of insurance?

freakonometrics.hypotheses.org · published 6 September 2025

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https://eprints.lse.ac.uk/121355/1/Guilds_and_mutual_aid_in_England.pdf
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https://www.swissre.com/institute/research/sigma-research/sigma-2025-01-natural-catastrophes-trend.html
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https://www.erudit.org/fr/revues/socsoc/2020-v52-n2-socsoc06971/1088757ar.pdf
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https://assets.aeaweb.org/asset-server/files/9442.pdf
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https://www.actuaries.asn.au/research-analysis/the-price-of-loyalty-rethinking-optimisation-in-insurance-pricing
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https://www.fca.org.uk/news/press-releases/fca-confirms-measures-protect-customers-loyalty-penalty-home-motor-insurance-markets
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https://commission.europa.eu/publications/study-consumers-decision-making-insurance-services-behavioural-economics-perspective_en
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https://www.abc.net.au/news/2025-07-05/home-insurance-premiums-rising-extreme-weather-events/105492562
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https://www.latimes.com/business/story/2025-01-15/california-home-insurance-claims-denials-weiss-ratings-farmers-state-farm-los-angeles-fires
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https://www.cbsnews.com/news/insurers-california-wildfires-collude-limit-coverage-lawsuits-allege/
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https://www.reuters.com/world/us/state-farm-stops-new-home-insurance-sales-california-wildfire-risks-grow-2023-05-30/
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https://www.insurancejournal.com/news/southeast/2024/12/05/803707.htm
insurancejournal.com
https://www.ft.com/content/7a26a4e7-7a0c-4d2c-b602-2fd57269b54f
ft.com
https://www.americanprogress.org/article/managing-the-climate-change-fueled-property-insurance-crisis/
americanprogress.org
https://www.ecologie.gouv.fr/sites/default/files/documents/ONERC_Rapport_2018_Evenements_meteorologiques_extremes_et_CC_WEB.pdf
ecologie.gouv.fr
https://www.strategie-plan.gouv.fr/publications/repenser-la-mutualisation-des-risques-climatiques
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