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Does the U.S. Actually Have a Housing Shortage?

Of Dollars And Data · published 17 February 2026

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https://x.com/jonbrooks/status/2017070272546054510?s=20
x.com
https://ofdollarsanddata.com/wp-content/uploads/2026/02/jon_brooks_image_housing_2026.jpeg
ofdollarsanddata.com
https://boydinstitute.org/p/america-has-a-ghetto-not-a-housing
boydinstitute.org
https://www2.census.gov/library/publications/2004/compendia/statab/123ed/hist/hs-23.pdf
www2.census.gov
https://en.wikipedia.org/wiki/Demographics_of_Chicago
en.wikipedia.org
https://www.occ.treas.gov/publications-and-resources/publications/economics/on-point/pub-on-point-geographic-mismatch-housing.pdf
occ.treas.gov
https://ofdollarsanddata.com/wp-content/uploads/2026/02/occ_housing_production_by_quintile_2024.png
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https://www.bankrate.com/real-estate/average-home-size/
bankrate.com
https://ofdollarsanddata.com/wp-content/uploads/2026/02/bankrate_home_size_1973_2024.png
ofdollarsanddata.com
https://better-cities.org/community-growth-housing/the-vanishing-starter-home/
better-cities.org
https://www.freddiemac.com/research/pdf/Freddie_Mac_Outlook_November_2024.pdf
freddiemac.com
https://mediaroom.realtor.com/2026-01-14-Mortgages-Above-6-Now-Exceed-Share-of-Mortgages-Below-3-,-Marking-a-Turning-Point-in-the-Rate-Lock-In-Era
mediaroom.realtor.com
https://ofdollarsanddata.com/wp-content/uploads/2026/02/realtor_share_mortgages_rates_2025q3.png
ofdollarsanddata.com
https://x.com/KobeissiLetter/status/2015441833950695931
x.com
https://ofdollarsanddata.com/wp-content/uploads/2026/02/homesellers_vs_buyers_2026.jpeg
ofdollarsanddata.com
https://finance.yahoo.com/news/what-trumps-fed-chair-pick-kevin-warsh-could-mean-for-mortgage-rates-174445598.html
finance.yahoo.com