Record · corpus.blog/posts/01a08778-1024-722f-8dae-cc1629f20fb0

Chapter 2: "Democratizing Finance"

fintechdystopia.com · published 11 July 2025

A record is what was published and who pointed at it. The text of the post is not held here: read it at the source, or at its Wayback capture.

Read the post at fintechdystopia.com Wayback capture

0blogs citing

First cited: —
Most recent: —
Rank this month: not ranked
Links from this post: 82
Words captured: 12,260

Cited by

No blog we hold has cited this post yet.

Links from this post

Link

Host

https://apps.urban.org/features/wealth-inequality-charts/

apps.urban.org

https://institute.bankofamerica.com/content/dam/economic-insights/paycheck-to-paycheck-lower-income-households.pdf

institute.bankofamerica.com

https://www.dayforce.com/Ceridian/media/documents/2024-Living-Wage-Index-FINAL-1.pdf

dayforce.com

https://www.healthsystemtracker.org/brief/the-burden-of-medical-debt-in-the-united-states/

healthsystemtracker.org

https://www.wired.com/story/trumps-big-beautiful-bill-would-leave-millions-without-health-insurance/

wired.com

https://budgetlab.yale.edu/research/combined-distributional-effects-one-big-beautiful-bill-act-and-tariffs

budgetlab.yale.edu

https://bookshop.org/p/books/the-color-of-law-a-forgotten-history-of-how-our-government-segregated-america-richard-rothstein/8275892

bookshop.org

https://bookshop.org/p/books/the-color-of-money-black-banks-and-the-racial-wealth-gap-mehrsa-baradaran/14806396?ean=9780674237476&next=t

bookshop.org

https://uncpress.org/book/9781469663883/race-for-profit/

uncpress.org

https://lukasalthoff.github.io/jmp/althoff_jmp.pdf

lukasalthoff.github.io

https://www.youtube.com/watch?v=iKez0tDjGJg&t=1439s

youtube.com

https://www.theatlantic.com/ideas/archive/2021/11/world-our-casino/620791/

theatlantic.com

https://bookshop.org/p/books/number-go-up-inside-crypto-s-wild-rise-and-staggering-fall-zeke-faux/19900961

bookshop.org

https://casten.house.gov/media/in-the-news/congressman-asked-robinhoods-ceo-listen-12-second-message-ends-hang-when-users

casten.house.gov

https://committees.parliament.uk/publications/39945/documents/194832/default/

committees.parliament.uk

https://bookshop.org/p/books/the-revolution-that-wasn-t-gamestop-reddit-and-the-fleecing-of-small-investors-spencer-jakab/17927791?ean=9780593421154&next=t

bookshop.org

https://www.wsj.com/opinion/robinhood-users-regulation-retail-investing-order-flow-access-to-capital-investing-11632776071

wsj.com

https://www.sec.gov/Archives/edgar/data/1783879/000162828021014488/robinhoods-1a2.htm

sec.gov

https://repository.uclawsf.edu/cgi/viewcontent.cgi?article=2961&context=faculty_scholarship

repository.uclawsf.edu

https://www.sec.gov/newsroom/press-releases/2020-321

sec.gov

https://www.congress.gov/crs-product/IF12594

congress.gov

https://bookshop.org/p/books/flash-boys-a-wall-street-revolt-michael-lewis/11179044?ean=9780393351590&next=t

bookshop.org

https://www.sec.gov/files/litigation/admin/2020/33-10906.pdf

sec.gov

https://bookshop.org/p/books/thinking-fast-and-slow-daniel-kahneman/943943?ean=9780374533557&next=t

bookshop.org

https://onlinelibrary.wiley.com/doi/10.1111/jofi.13183

onlinelibrary.wiley.com

https://www.nytimes.com/2020/07/08/technology/robinhood-risky-trading.html

nytimes.com

https://www.imdb.com/title/tt13957560/

imdb.com

https://qz.com/gamestop-meme-stock-rally-hedge-funds-short-selling-amc-1851479568

qz.com

https://www.nber.org/system/files/working_papers/w29883/w29883.pdf

nber.org

https://www.finra.org/rules-guidance/rulebooks/finra-rules/2360

finra.org

https://investors.robinhood.com/news-releases/news-release-details/robinhood-reports-fourth-quarter-and-full-year-2023-results

investors.robinhood.com

https://www.finra.org/sites/default/files/2021-06/robinhood-financial-awc-063021.pdf

finra.org

https://www.motherjones.com/politics/2021/04/robinhood-gamestop-free-trades-alex-kearns/

motherjones.com

https://www.washingtonpost.com/opinions/2025/01/28/investing-crypto-tech-robinhood-stock-market/

washingtonpost.com

https://bitcoin.org/bitcoin.pdf

bitcoin.org

https://www.blackrock.com/corporate/literature/publication/annual-stewardship-report-2024.pdf

blackrock.com

https://crypto.com/en/university/bitcoin-lightning-network

crypto.com

https://www.jbs.cam.ac.uk/2023/bitcoin-electricity-consumption/

jbs.cam.ac.uk

https://bookshop.org/p/books/let-them-eat-crypto-the-blockchain-scam-that-s-ruining-the-world-pete-howson/19939683?ean=9780745348216&next=t

bookshop.org

https://www.reuters.com/world/americas/el-salvador-approves-first-law-bitcoin-legal-tender-2021-06-09/

reuters.com

https://www.worldbank.org/en/publication/globalfindex/Report

worldbank.org

https://www.nber.org/system/files/working_papers/w29968/w29968.pdf

nber.org

https://www.reuters.com/technology/short-cash-el-salvador-doubles-down-bitcoin-dream-2024-02-02/

reuters.com

The end of El Salvador's bitcoin payments experiment Read at the source ↗

moneyness.ca

https://www.brookings.edu/articles/debunking-the-narratives-about-cryptocurrency-and-financial-inclusion/

brookings.edu

https://cryptoslate.com/bitcoin-core-dev-takes-responsibility-for-critical-bug-im-embarrassed-and-sorry/

cryptoslate.com

https://www.moneyandbanking.com/commentary/2016/12/14/why-a-gold-standard-is-a-very-bad-idea

moneyandbanking.com

https://www.sciencedirect.com/science/article/pii/S2405844023033868?ref=pdf_download&fr=RR-2&rr=95d53b898af9c98b

sciencedirect.com

https://www.mdpi.com/1099-4300/24/11/1565

mdpi.com

https://franklintempletonprod.widen.net/s/2j96ztr5gs/btc-to-gold-correlation

franklintempletonprod.widen.net

https://www.bis.org/publ/bisbull69.pdf

bis.org

https://bookshop.org/p/books/crypto-confidential-an-insider-s-account-from-the-frontlines-of-fraud/a08cbcffae3f482d?ean=9781803996189&next=t

bookshop.org

https://www.web3isgoinggreat.com/

web3isgoinggreat.com

https://www.pewresearch.org/short-reads/2024/10/24/majority-of-americans-arent-confident-in-the-safety-and-reliability-of-cryptocurrency/

pewresearch.org

https://x.com/Travis_Kling/status/1830981168079974505

x.com

https://www.cnbc.com/2025/05/06/trump-meme-coin-crypto.html

cnbc.com

https://www.vox.com/the-goods/23020971/crypto-kids-nfts-web3-education-summer-camp

vox.com

https://www.theguardian.com/music/2022/jun/17/jay-z-bitcoin-school-marcy-houses

theguardian.com

https://www.federalreserve.gov/publications/files/2023-report-economic-well-being-us-households-202405.pdf

federalreserve.gov

https://columbialawreview.org/wp-content/uploads/2020/10/Atkinson-Borrowing_Equality.pdf

columbialawreview.org

https://iwpr.org/black-women-earn-less-than-white-men-in-every-state-will-not-reach-pay-equity-with-white-men-until-2144-according-to-a-new-iwpr-fact-sheet/

iwpr.org

https://www.responsiblelending.org/research-publication/red-alert-rates-annual-percentage-rates-400-single-payment-payday-loans-united

responsiblelending.org

https://www.federalreserve.gov/econres/notes/feds-notes/fintech-issued-personal-loans-in-the-us-20230830.html

federalreserve.gov

https://www.webbank.com/brand-partners

webbank.com

https://supreme.justia.com/cases/federal/us/439/299/

supreme.justia.com

https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/crl-rentabank-jan2020.pdf

responsiblelending.org

https://www.elevate.com/

elevate.com

https://www.nclc.org/resources/high-cost-rent-a-bank-loan-watch-list/

nclc.org

https://www.lendingtree.com/personal/buy-now-pay-later-loan-statistics/

lendingtree.com

https://www.nbcnews.com/business/consumer/hidden-costs-buy-now-pay-later-loans-rcna4367

nbcnews.com

https://stateline.org/2022/02/02/regulators-scrutinize-buy-now-pay-later-plans/

stateline.org

https://www.slideshare.net/slideshow/cb-insights-2017-fintech250/77437097

slideshare.net

https://files.consumerfinance.gov/f/documents/cfpb_BNPL_Report_2025_01.pdf

files.consumerfinance.gov

https://arizonastatelawjournal.org/wp-content/uploads/2023/08/54.4_Aggarwal_Publication.pdf

arizonastatelawjournal.org

https://s3.amazonaws.com/hoth.bizango/assets/22114/Earnin_Final_Approval_Order_4834-8772-9123_v.1.pdf

s3.amazonaws.com

https://dfpi.ca.gov/wp-content/uploads/sites/337/2023/03/2021-Earned-Wage-Access-Data-Findings-Cited-in-ISOR.pdf

dfpi.ca.gov

https://scholarlycommons.law.northwestern.edu/nulr/vol115/iss6/1/

scholarlycommons.law.northwestern.edu

https://www.vox.com/the-goods/2019/5/22/18636049/earnin-app-startup-payday-loans-fintech?curator=TechREDEF

vox.com

https://www.rba.gov.au/payments-and-infrastructure/resources/publications/payments-au/paymts-sys-rev-conf/2007/8-household.pdf

rba.gov.au

https://www.hup.harvard.edu/books/9780674066526

hup.harvard.edu

https://bookshop.org/p/books/sharing-risk-the-path-to-economic-well-being-for-all-patricia-a-mccoy/21881365?ean=9780520390140&next=t&next=t

bookshop.org

https://link.springer.com/book/10.1007/978-3-319-91134-2

link.springer.com