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Why ATMs didn’t kill bank teller jobs, but the iPhone did

David Oks | Substack · published 10 March 2026

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13blogs citing
First cited
13 Mar 2026
Most recent
10 Sept 2026
Rank this month
not ranked
Links from this post
29
Words captured
4,327

Cited by

Blog
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Links from this post

Link
Host
https://substackcdn.com/image/fetch/$s_!fJgh!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff030282b-ee45-446b-b58e-fd8789922d73_2048x1385.jpeg
substackcdn.com
https://archive.ph/UzaXu
archive.ph
https://www.hoover.org/research/obama-vs-atms-why-technology-doesnt-destroy-jobs
hoover.org
https://slatestarcodex.com/2018/02/19/technological-unemployment-much-more-than-you-wanted-to-know/
slatestarcodex.com
https://slate.com/business/2011/12/bank-tellers-and-atms.html?pay=1773097802031&support_journalism=please
slate.com
https://freddiedeboer.substack.com/p/layoffs-cannot-prove-the-efficacy
freddiedeboer.substack.com
https://www.aei.org/economics/will-technology-enable-workers-or-replace-them-a-long-read-qa-with-daron-acemoglu/
aei.org
https://sloanreview.mit.edu/article/the-shifts-great-and-small-in-workplace-automation/
sloanreview.mit.edu
https://substackcdn.com/image/fetch/$s_!Ev09!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8982477b-5917-4c96-b63e-12ffe172295d_1046x756.png
substackcdn.com
https://www.reddit.com/r/slatestarcodex/comments/1ggl0mh/jd_vance_references_an_ssc_post_in_his_joe_rogan/
reddit.com
https://substackcdn.com/image/fetch/$s_!5wDp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fce865cc2-3303-48fe-892e-bfe220d3989d_2000x1111.png
substackcdn.com
Why I’m not worried about AI job loss Read at the source ↗
davidoks.blog
https://www.jstor.org/stable/2006600
jstor.org
https://substackcdn.com/image/fetch/$s_!Vajs!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbdff3b08-4f94-41f5-b24f-8a35fca83fb2_2560x2815.png
substackcdn.com
https://www.amazon.com/Sam-Walton-Made-America/dp/0553562835
amazon.com
https://en.wikipedia.org/wiki/Irish_bank_strikes_(1966%E2%80%931976
en.wikipedia.org
https://en.wikipedia.org/wiki/Minicomputer
en.wikipedia.org
https://www.nytimes.com/1977/05/31/archives/citibank-hopes-to-woo-customers-with-gamble-on-electronic-teller.html
nytimes.com
https://onlinelibrary.wiley.com/doi/10.1002/npr.4040090304
onlinelibrary.wiley.com
https://economics.mit.edu/sites/default/files/inline-files/Why%20Are%20there%20Still%20So%20Many%20Jobs_0.pdf
economics.mit.edu
https://en.wikipedia.org/wiki/Jevons_paradox
en.wikipedia.org
https://yalebooks.yale.edu/book/9780300195668/learning-by-doing/
yalebooks.yale.edu
https://slate.com/business/2013/01/the-myth-of-technological-unemployment.html
slate.com
https://www.businessinsider.com/googles-eric-schmidt-im-a-job-elimination-denier-on-the-risk-of-robots-stealing-jobs-2017-5
businessinsider.com
https://substackcdn.com/image/fetch/$s_!n2qF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf77d232-a1c8-4c94-9204-d516d1873506_660x440.jpeg
substackcdn.com
https://www.news8000.com/lifestyle/money/bank-of-america-has-1-720-fewer-branches-than-in-2008/article_fbbb6f26-02ec-58d1-8934-c0a8307ad15d.html
news8000.com
https://www.cnbc.com/2018/10/17/bank-of-america-ceo-brian-moynihan-on-cutting-100000-jobs.html
cnbc.com
https://economics.mit.edu/sites/default/files/publications/the%20polarization%20of%20us%20labor%202006.pdf
economics.mit.edu
https://www.dwarkesh.com/p/ai-firm
dwarkesh.com