41554 blogs · [ { "id": "01a087bb-972e-71e5-b18b-840f9fa13934", "title": "Fuck it, just celebrate early", "url": "https://ozchen.com/celebrate-early/", "published_at": "2026-01-29T18:23:00+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa058226a", "title": "Should you make more friends?", "url": "https://ozchen.com/should-you-make-more-friends/", "published_at": "2026-01-06T17:57:37+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa13656a3", "title": "Do you want to be rich, or do you want to be right?", "url": "https://ozchen.com/right-or-rich/", "published_at": "2025-05-18T22:00:00+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa2127a6c", "title": "Risk tolerance is mostly bullshit", "url": "https://ozchen.com/risk-tolerance-is-bullshit/", "published_at": "2025-05-08T17:00:00+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa2d91106", "title": "Feeling financially behind", "url": "https://ozchen.com/feeling-financially-behind/", "published_at": "2025-04-22T03:51:09+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa2fdeba6", "title": "Ignore 90% of financial media", "url": "https://ozchen.com/ignore-financial-media/", "published_at": "2025-04-15T17:43:39+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa3512624", "title": "A game anyone can win", "url": "https://ozchen.com/money-game-anyone-can-win/", "published_at": "2025-04-15T17:42:18+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa3fd643c", "title": "A tale of two tumbles: 2022 vs 2025 stock market", "url": "https://ozchen.com/2022-vs-2025-stock-market/", "published_at": "2025-04-09T16:41:55+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa404cc7a", "title": "What to do when the stock market declines", "url": "https://ozchen.com/what-to-do-when-stock-market-goes-down/", "published_at": "2025-03-17T20:28:04+00:00" }, { "id": "01a087bb-972e-71e5-b18b-840fa4bfbe79", "title": "“House FIRE” : giving up financial freedom to buy a home", "url": "https://ozchen.com/house-fire-giving-up-financial-freedom-to-buy-a-home/", "published_at": "2025-03-07T22:36:06+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca7b88358", "title": "“Don’t invest more than you can afford to lose”", "url": "https://ozchen.com/dont-invest-more-than-you-can-afford-to-lose/", "published_at": "2025-02-28T19:49:09+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca7f02a34", "title": "LA fires and its financial fallout", "url": "https://ozchen.com/la-fires-financial-impact/", "published_at": "2025-01-10T23:16:56+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca8822c08", "title": "Golden handcuffs for FI people", "url": "https://ozchen.com/golden-handcuffs/", "published_at": "2024-12-21T20:31:31+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca8cb9b70", "title": "My Vietnam trip highlights and travel tips", "url": "https://ozchen.com/vietnam-trip-2024/", "published_at": "2024-12-02T03:58:15+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca900851f", "title": "How to hate America a little less", "url": "https://ozchen.com/how-to-hate-america-less/", "published_at": "2024-11-20T13:06:04+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145ca9701f1d", "title": "Financial literacy is useless without this", "url": "https://ozchen.com/financial-literacy-is-useless-without-this/", "published_at": "2024-10-11T18:41:45+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145caa169c5a", "title": "Beware the financial advisor", "url": "https://ozchen.com/beware-financial-advisors/", "published_at": "2024-10-08T17:05:56+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145caa25478f", "title": "Free financial coaching (limited time)", "url": "https://ozchen.com/free-financial-coaching/", "published_at": "2024-09-20T23:50:29+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145caa54ec05", "title": "No one is coming to save you…until you ask for help", "url": "https://ozchen.com/no-one-is-coming-to-save-you/", "published_at": "2024-09-06T23:33:39+00:00" }, { "id": "01a0bdcb-13a6-73dc-903a-145caab546a9", "title": "I changed my mind about prenups", "url": "https://ozchen.com/why-get-a-prenup/", "published_at": "2024-08-15T19:23:54+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec2054d30", "title": "High ROI dating for women", "url": "https://ozchen.com/high-roi-dating-for-women/", "published_at": "2024-07-31T13:34:23+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec2be5715", "title": "I launched a YouTube channel", "url": "https://ozchen.com/youtube-announcement/", "published_at": "2024-07-12T22:46:19+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec36c7008", "title": "The Rise of Alternative Weddings: Lower Cost, More Fun", "url": "https://ozchen.com/alternative-low-cost-weddings/", "published_at": "2024-07-07T20:05:57+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec371dfa6", "title": "This explains why you haven’t opened a high-yield savings account (yet)", "url": "https://ozchen.com/hysa-earn-more-interest/", "published_at": "2024-07-05T17:01:32+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec3ef79ed", "title": "Total cost thinking", "url": "https://ozchen.com/total-cost/", "published_at": "2024-06-25T19:21:13+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec41e1a49", "title": "How I manage my personal inflation rate", "url": "https://ozchen.com/manage-personal-inflation-rate/", "published_at": "2024-06-15T18:48:34+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec46bc9f5", "title": "Hourly rate thinking", "url": "https://ozchen.com/hourly-rate-thinking/", "published_at": "2024-06-07T17:25:11+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec46f116b", "title": "High value man", "url": "https://ozchen.com/high-value-man/", "published_at": "2024-06-02T18:36:33+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec4fc2ff0", "title": "Something to lose", "url": "https://ozchen.com/something-to-lose/", "published_at": "2024-05-11T01:04:42+00:00" }, { "id": "01a0bdd1-b18f-7303-a764-888ec5ef021d", "title": "How to (not) give away your stuff", "url": "https://ozchen.com/how-to-give-away-stuff/", "published_at": "2024-05-04T15:25:07+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b410085318", "title": "How to spiritually bypass your finances in 2024", "url": "https://ozchen.com/how-to-spiritually-bypass-your-finances/", "published_at": "2024-03-15T19:11:57+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b410ec5ec2", "title": "My #1 Dating Rule: Don’t Get Jaded", "url": "https://ozchen.com/my-1-dating-rule-dont-get-jaded/", "published_at": "2024-03-15T18:50:20+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b410f9ed13", "title": "The first financial automation everyone should make: set up a password manager", "url": "https://ozchen.com/financial-automation-set-up-password-manager/", "published_at": "2024-02-28T19:35:04+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b4110dab1d", "title": "The pebble in your shoe", "url": "https://ozchen.com/pebble-in-your-shoe/", "published_at": "2024-02-28T00:43:01+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b411d14069", "title": "The once in a lifetime opportunity in finance", "url": "https://ozchen.com/once-in-a-lifetime-opportunity/", "published_at": "2024-02-21T05:16:17+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b411f7da05", "title": "Frugal people keep prices down", "url": "https://ozchen.com/frugal-people-keep-prices-down/", "published_at": "2024-02-19T01:18:57+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b4129a7041", "title": "How to figure out your monthly spending (the easy way)", "url": "https://ozchen.com/how-to-figure-out-monthly-spending/", "published_at": "2024-02-17T22:49:04+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b4131ed389", "title": "Inverse Love Lessons", "url": "https://ozchen.com/inverse-love-lessons/", "published_at": "2024-02-16T01:05:54+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b413e482de", "title": "What I’m working on (Feb 2024)", "url": "https://ozchen.com/personal-update-feb-2024/", "published_at": "2024-02-08T21:34:32+00:00" }, { "id": "01a0bdd5-6718-71dd-af88-79b41424371a", "title": "Do those who retire early, die early?", "url": "https://ozchen.com/early-retirement-death/", "published_at": "2024-01-26T18:16:46+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05de81bd2", "title": "Why women are better investors (but invest less than men)", "url": "https://ozchen.com/why-women-are-better-investors-but-invest-less-than-men/", "published_at": "2024-01-19T21:20:17+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05e791fdc", "title": "Why I created a matchmaking program…for myself", "url": "https://ozchen.com/why-i-created-a-matchmaking-program/", "published_at": "2024-01-12T19:19:17+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05efbcc98", "title": "What did you wish for?", "url": "https://ozchen.com/what-did-you-wish-for/", "published_at": "2023-12-30T01:37:28+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05f2aba1f", "title": "The most money you’ll ever make", "url": "https://ozchen.com/most-money-you-will-ever-make/", "published_at": "2023-12-27T22:10:11+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05f4dc440", "title": "There are no rules in finance—only structures", "url": "https://ozchen.com/no-rules-personal-finance/", "published_at": "2023-12-13T23:43:56+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f05f914855", "title": "Is crypto back? Bitcoin ETFs and the crypto bull market in 2024", "url": "https://ozchen.com/is-crypto-back-in-2024/", "published_at": "2023-12-08T21:27:46+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f06078835e", "title": "Closeness vs Peace", "url": "https://ozchen.com/closeness-vs-peace/", "published_at": "2023-11-23T18:25:31+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f06081e25b", "title": "Like Getting Punched In The Eye", "url": "https://ozchen.com/like-getting-punched-in-the-eye/", "published_at": "2023-11-10T06:47:48+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f0617767f2", "title": "Fincon 2023", "url": "https://ozchen.com/fincon-2023/", "published_at": "2023-10-27T01:45:26+00:00" }, { "id": "01a0bdd8-a605-736c-9036-91f0625b942a", "title": "Jocko Willink’s “Good” Speech Applied to Money", "url": "https://ozchen.com/jocko-willink-good-speech-money/", "published_at": "2023-10-27T00:46:26+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db88e0ac7c", "title": "Dream Day Exercise", "url": "https://ozchen.com/dream-day-exercise/", "published_at": "2023-10-15T03:18:57+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db89a37009", "title": "My experience at CampFi Southwest (Julian, CA 2023)", "url": "https://ozchen.com/campfi-southwest-2023/", "published_at": "2023-10-13T18:36:05+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8aa36b6f", "title": "Counter Productive", "url": "https://ozchen.com/counter-productive/", "published_at": "2023-09-10T23:15:19+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8b52192c", "title": "Lessons from my first medicine ceremony", "url": "https://ozchen.com/medicine-journey/", "published_at": "2023-08-22T16:13:26+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8bbc3f84", "title": "Consumerism ruined the hangout", "url": "https://ozchen.com/consumerism-ruins-hangouts/", "published_at": "2023-08-04T22:50:30+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8cbb922b", "title": "Psychology of Home Buying: When Prices Are High and Supply Is Low", "url": "https://ozchen.com/psychology-of-home-buying/", "published_at": "2023-07-22T19:31:29+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8cf73f6c", "title": "How to save money without feeling deprived", "url": "https://ozchen.com/save-money-without-deprivation/", "published_at": "2023-07-14T18:09:31+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8dc3cb24", "title": "Revisit your baseline", "url": "https://ozchen.com/revisit-your-baseline/", "published_at": "2023-07-07T21:41:39+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8e23e97c", "title": "Affordable is Relative", "url": "https://ozchen.com/affordable-is-relative/", "published_at": "2023-06-23T19:39:58+00:00" }, { "id": "01a0bddc-bdfa-730a-838c-f9db8f16556f", "title": "The best time to spend money may be now", "url": "https://ozchen.com/best-time-to-spend-money/", "published_at": "2023-06-09T17:51:42+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e269db485d", "title": "“We shouldn’t teach kids about money”", "url": "https://ozchen.com/teach-kids-money-debate/", "published_at": "2023-06-03T19:28:44+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26a8228c7", "title": "Communal dreams: your ideal community is closer than you think", "url": "https://ozchen.com/communal-dreams/", "published_at": "2023-05-22T17:15:12+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26b58aa77", "title": "Is it hard being you?", "url": "https://ozchen.com/is-it-hard-being-you/", "published_at": "2023-05-13T20:18:40+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26c19ab56", "title": "5 things on my mind (Cinco de Mayo update)", "url": "https://ozchen.com/5-things-on-my-mind-cinco-de-mayo-050523/", "published_at": "2023-05-05T18:30:48+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26c322048", "title": "The Student and the Guru", "url": "https://ozchen.com/student-guru/", "published_at": "2023-04-28T17:51:32+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26d109667", "title": "Freedom To vs Freedom From: what most people get wrong pursuing early retirement", "url": "https://ozchen.com/freedom-to-vs-freedom-from-financial-independence/", "published_at": "2023-04-27T16:55:21+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26d9d034e", "title": "Conditioning is EVERYTHING", "url": "https://ozchen.com/conditioning-is-everything/", "published_at": "2023-04-07T17:27:11+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26e968e12", "title": "Is Japan expensive? My 2023 travel spending", "url": "https://ozchen.com/is-japan-expensive-my-2023-travel-spending/", "published_at": "2023-03-31T19:01:27+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26ebb29c3", "title": "You don’t need 10,000 hours to be a great investor. Try 10 hours.", "url": "https://ozchen.com/10000-hour-investing/", "published_at": "2023-03-24T18:21:32+00:00" }, { "id": "01a0bddf-816b-73b3-9232-17e26fb54bce", "title": "You should “re-tire” today, not in 30 years.", "url": "https://ozchen.com/you-should-re-tire-today-not-in-30-years/", "published_at": "2023-03-11T22:25:58+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62b5569f9", "title": "Money Q&A: “Is there a top 10 list of conventional finance advice you’d avoid?”", "url": "https://ozchen.com/money-qa-is-there-a-top-10-list-of-conventional-finance-advice-youd-avoid/", "published_at": "2023-03-03T18:24:01+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62c05efed", "title": "3 reasons driving the real estate obsession", "url": "https://ozchen.com/real-estate-investing-obsession/", "published_at": "2023-03-03T18:19:27+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62cdfab85", "title": "What’s the minimum amount you’d need to STAY debt free forever?", "url": "https://ozchen.com/stay-debt-free-scenario/", "published_at": "2023-02-24T18:47:28+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62d90e873", "title": "The Half Raise Rule: How to Avoid Living Paycheck to Paycheck on a Six-Figure Salary", "url": "https://ozchen.com/half-raise-rule-avoid-lifestyle-inflation/", "published_at": "2023-02-18T00:00:58+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62e04ce62", "title": "A Long January. First Time Planner. Peace is one breath away. The Marcus Double Dip.", "url": "https://ozchen.com/01272023-2/", "published_at": "2023-01-27T21:51:43+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62e4c6b4d", "title": "3 Ideas: First Paycheck of the Year, Non-Smart Goals, Active & Fit Gym Fees", "url": "https://ozchen.com/3-ideas-011322/", "published_at": "2023-01-14T02:18:18+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62ee1ab97", "title": "Annual Review 2022", "url": "https://ozchen.com/annual-review-2022/", "published_at": "2023-01-06T18:21:39+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc62f496169", "title": "Financial Review 2022: Losing Money, Portfolio Changes, and Financial Therapy", "url": "https://ozchen.com/financial-review-2022/", "published_at": "2022-12-28T23:08:11+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc630459eef", "title": "The Psychology of Losing Money (personal story)", "url": "https://ozchen.com/psychology-of-losing-money/", "published_at": "2022-12-28T22:55:18+00:00" }, { "id": "01a0bde2-088b-732b-b709-efc6311fbed2", "title": "End of the Year Money Checklist: Important Financial Tasks to Finish Before The New Year", "url": "https://ozchen.com/year-end-money-checklist/", "published_at": "2022-12-09T22:31:16+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c4508bffbe3", "title": "3 Ideas: 401K Mind Hack, Be Quitty, and Too Good to Go", "url": "https://ozchen.com/3-ideas-12-2-22/", "published_at": "2022-12-02T21:44:42+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450999ad66", "title": "3 Ideas: What Did Money Do For You?", "url": "https://ozchen.com/3-ideas-11-24-22/", "published_at": "2022-11-24T19:54:15+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450a0ecd8d", "title": "SB, F’ed. FT, X’d", "url": "https://ozchen.com/fall-of-sbf-ftx-crypto/", "published_at": "2022-11-18T20:15:21+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450afddcc7", "title": "The 7 numbers to beat if you want to become wealthy ", "url": "https://ozchen.com/7-numbers-to-beat-to-become-wealthy/", "published_at": "2022-11-04T21:33:39+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450b895ac2", "title": "3 Ideas: Expensive Weddings, Pendulum Swings Back, Anti 5 Year Plan", "url": "https://ozchen.com/3-ideas-102622/", "published_at": "2022-10-26T23:45:11+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450be331cd", "title": "3 Ideas: Instant Wealth, 2 Hour Cocktails, Games Are Harder Than Investing", "url": "https://ozchen.com/3-ideas-100722/", "published_at": "2022-10-06T17:56:18+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450cac1814", "title": "3 Ideas: Financially Literate in 90 Minutes, Money is Not Finite, and Petty Cars", "url": "https://ozchen.com/3-ideas-093022/", "published_at": "2022-09-29T01:50:49+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450d307b1c", "title": "3 Ideas: $0 But Successful, The Floor is Lava, and The Most Important Thing", "url": "https://ozchen.com/3-ideas-9-23-22/", "published_at": "2022-09-23T23:12:21+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450daa3cfc", "title": "3 Ideas: Sexy Money, “What For” and Car Sets", "url": "https://ozchen.com/3-ideas-091622/", "published_at": "2022-09-15T02:39:09+00:00" }, { "id": "01a0bde4-6bfa-734c-b7e7-3c450e132aef", "title": "3 Ideas: Billshark, Young Mind, 5 Year Plan", "url": "https://ozchen.com/3-ideas-090822/", "published_at": "2022-09-08T19:28:15+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a60ff9ddb", "title": "Three ideas to make you richer and happier", "url": "https://ozchen.com/3-ideas-to-make-you-richer-and-happier/", "published_at": "2022-09-02T23:46:58+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a61666506", "title": "The 5 investing rules to succeed as a beginner investor", "url": "https://ozchen.com/5-investing-rules-to-succeed-as-a-beginner-investor/", "published_at": "2022-08-31T00:50:39+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a6263039d", "title": "Top Crypto Referral Bonuses: Earn $100+ in free crypto (Updated 2024)", "url": "https://ozchen.com/free-crypto-referral-bonus/", "published_at": "2022-08-15T23:48:00+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a62d44ca6", "title": "“Talking about money” is not about telling people how much you make", "url": "https://ozchen.com/how-to-talk-about-money-conversations-taboo-should-i-tell-them-how-much-i-make/", "published_at": "2022-08-13T01:01:31+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a62f82652", "title": "Sorry, this IS supposed to be hard.", "url": "https://ozchen.com/sorry-this-is-supposed-to-be-hard/", "published_at": "2022-08-05T18:13:18+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a6344ee85", "title": "Why People Are Rich, Just Keep Buying, and How Many Americans Own Stocks", "url": "https://ozchen.com/edition-44/", "published_at": "2022-07-28T20:20:02+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a640dba0b", "title": "One stream of income is enough", "url": "https://ozchen.com/one-stream-of-income-is-enough/", "published_at": "2022-07-18T19:04:32+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a645484d4", "title": "What I got wrong about crypto: Voyager, Celsius, and Greed.", "url": "https://ozchen.com/what-i-got-wrong-about-crypto-2022/", "published_at": "2022-07-08T20:43:28+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a6533fe0b", "title": "Why the 2022 Recession is an Investing Opportunity", "url": "https://ozchen.com/investing-2022-recession/", "published_at": "2022-06-20T16:38:41+00:00" }, { "id": "01a0bde6-ecb5-73cb-bbb9-821a65744307", "title": "Protected: Zoom Investing Workshop: Saturdays 6/4, 6/11 and 6/18.", "url": "https://ozchen.com/investing-workshop-round-2/", "published_at": "2022-06-03T02:02:03+00:00" } ] posts Claim your blog

Back to ozchen.com

Blog · corpus.blog/blogs/ozchen.com/posts

ozchen.com

ozchen.com

2026

Fuck it, just celebrate early original ↗

29 Jan 2026

Should you make more friends?original ↗

6 Jan 2026

2025

Do you want to be rich, or do you want to be right?original ↗

18 May 2025

Risk tolerance is mostly bullshit original ↗

8 May 2025

Feeling financially behind original ↗

22 Apr 2025

Ignore 90% of financial media original ↗

15 Apr 2025

A game anyone can win original ↗

15 Apr 2025

A tale of two tumbles: 2022 vs 2025 stock market original ↗

9 Apr 2025

What to do when the stock market declines original ↗

17 Mar 2025

“House FIRE” : giving up financial freedom to buy a home original ↗

7 Mar 2025

“Don’t invest more than you can afford to lose”original ↗

28 Feb 2025

LA fires and its financial fallout original ↗

10 Jan 2025

2024

Golden handcuffs for FI people original ↗

21 Dec 2024

My Vietnam trip highlights and travel tips original ↗

2 Dec 2024

How to hate America a little less original ↗

20 Nov 2024

Financial literacy is useless without this original ↗

11 Oct 2024

Beware the financial advisor original ↗

8 Oct 2024

Free financial coaching (limited time)original ↗

20 Sept 2024

No one is coming to save you…until you ask for help original ↗

6 Sept 2024

I changed my mind about prenups original ↗

15 Aug 2024

High ROI dating for women original ↗

31 Jul 2024

I launched a YouTube channel original ↗

12 Jul 2024

The Rise of Alternative Weddings: Lower Cost, More Fun original ↗

7 Jul 2024

This explains why you haven’t opened a high-yield savings account (yet)original ↗

5 Jul 2024

Total cost thinking original ↗

25 Jun 2024

How I manage my personal inflation rate original ↗

15 Jun 2024

Hourly rate thinking original ↗

7 Jun 2024

High value man original ↗

2 Jun 2024

Something to lose original ↗

11 May 2024

How to (not) give away your stuff original ↗

4 May 2024

How to spiritually bypass your finances in 2024 original ↗

15 Mar 2024

My #1 Dating Rule: Don’t Get Jaded original ↗

15 Mar 2024

The first financial automation everyone should make: set up a password manager original ↗

28 Feb 2024

The pebble in your shoe original ↗

28 Feb 2024

The once in a lifetime opportunity in finance original ↗

21 Feb 2024

Frugal people keep prices down original ↗

19 Feb 2024

How to figure out your monthly spending (the easy way)original ↗

17 Feb 2024

Inverse Love Lessons original ↗

16 Feb 2024

What I’m working on (Feb 2024)original ↗

8 Feb 2024

Do those who retire early, die early?original ↗

26 Jan 2024

Why women are better investors (but invest less than men)original ↗

19 Jan 2024

Why I created a matchmaking program…for myself original ↗

12 Jan 2024

2023

What did you wish for?original ↗

30 Dec 2023

The most money you’ll ever make original ↗

27 Dec 2023

There are no rules in finance—only structures original ↗

13 Dec 2023

Is crypto back? Bitcoin ETFs and the crypto bull market in 2024 original ↗

8 Dec 2023

Closeness vs Peace original ↗

23 Nov 2023

Like Getting Punched In The Eye original ↗

10 Nov 2023

Fincon 2023 original ↗

27 Oct 2023

Jocko Willink’s “Good” Speech Applied to Money original ↗

27 Oct 2023

Dream Day Exercise original ↗

15 Oct 2023

My experience at CampFi Southwest (Julian, CA 2023)original ↗

13 Oct 2023

Counter Productive original ↗

10 Sept 2023

Lessons from my first medicine ceremony original ↗

22 Aug 2023

Consumerism ruined the hangout original ↗

4 Aug 2023

Psychology of Home Buying: When Prices Are High and Supply Is Low original ↗

22 Jul 2023

How to save money without feeling deprived original ↗

14 Jul 2023

Revisit your baseline original ↗

7 Jul 2023

Affordable is Relative original ↗

23 Jun 2023

The best time to spend money may be now original ↗

9 Jun 2023

“We shouldn’t teach kids about money”original ↗

3 Jun 2023

Communal dreams: your ideal community is closer than you think original ↗

22 May 2023

Is it hard being you?original ↗

13 May 2023

5 things on my mind (Cinco de Mayo update)original ↗

5 May 2023

The Student and the Guru original ↗

28 Apr 2023

Freedom To vs Freedom From: what most people get wrong pursuing early retirement original ↗

27 Apr 2023

Conditioning is EVERYTHING original ↗

7 Apr 2023

Is Japan expensive? My 2023 travel spending original ↗

31 Mar 2023

You don’t need 10,000 hours to be a great investor. Try 10 hours.original ↗

24 Mar 2023

You should “re-tire” today, not in 30 years.original ↗

11 Mar 2023

Money Q&A: “Is there a top 10 list of conventional finance advice you’d avoid?”original ↗

3 Mar 2023

3 reasons driving the real estate obsession original ↗

3 Mar 2023

What’s the minimum amount you’d need to STAY debt free forever?original ↗

24 Feb 2023

The Half Raise Rule: How to Avoid Living Paycheck to Paycheck on a Six-Figure Salary original ↗

18 Feb 2023

A Long January. First Time Planner. Peace is one breath away. The Marcus Double Dip.original ↗

27 Jan 2023

3 Ideas: First Paycheck of the Year, Non-Smart Goals, Active & Fit Gym Fees original ↗

14 Jan 2023

Annual Review 2022 original ↗

6 Jan 2023

2022

Financial Review 2022: Losing Money, Portfolio Changes, and Financial Therapy original ↗

28 Dec 2022

The Psychology of Losing Money (personal story)original ↗

28 Dec 2022

End of the Year Money Checklist: Important Financial Tasks to Finish Before The New Year original ↗

9 Dec 2022

3 Ideas: 401K Mind Hack, Be Quitty, and Too Good to Go original ↗

2 Dec 2022

3 Ideas: What Did Money Do For You?original ↗

24 Nov 2022

SB, F’ed. FT, X’d original ↗

18 Nov 2022

The 7 numbers to beat if you want to become wealthy original ↗

4 Nov 2022

3 Ideas: Expensive Weddings, Pendulum Swings Back, Anti 5 Year Plan original ↗

26 Oct 2022

3 Ideas: Instant Wealth, 2 Hour Cocktails, Games Are Harder Than Investing original ↗

6 Oct 2022

3 Ideas: Financially Literate in 90 Minutes, Money is Not Finite, and Petty Cars original ↗

29 Sept 2022

3 Ideas: $0 But Successful, The Floor is Lava, and The Most Important Thing original ↗

23 Sept 2022

3 Ideas: Sexy Money, “What For” and Car Sets original ↗

15 Sept 2022

3 Ideas: Billshark, Young Mind, 5 Year Plan original ↗

8 Sept 2022

Three ideas to make you richer and happier original ↗

2 Sept 2022

The 5 investing rules to succeed as a beginner investor original ↗

31 Aug 2022

Top Crypto Referral Bonuses: Earn $100+ in free crypto (Updated 2024)original ↗

15 Aug 2022

“Talking about money” is not about telling people how much you make original ↗

13 Aug 2022

Sorry, this IS supposed to be hard.original ↗

5 Aug 2022

Why People Are Rich, Just Keep Buying, and How Many Americans Own Stocks original ↗

28 Jul 2022

One stream of income is enough original ↗

18 Jul 2022

What I got wrong about crypto: Voyager, Celsius, and Greed.original ↗

8 Jul 2022

Why the 2022 Recession is an Investing Opportunity original ↗

20 Jun 2022

Protected: Zoom Investing Workshop: Saturdays 6/4, 6/11 and 6/18.original ↗

3 Jun 2022