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confoundedinterest.net
confoundedinterest.net
2026
US Mortgage Origination Remain Subdued At Fed Keeps Target Rate At 3.75% (US Home Prices Have Over Doubled Since 2015 Making Housing Unaffordable For Millions)original ↗
29 Jul 2026
Real Home Price Growth Is Negative (Worse In China), Fed Money Printing (M2) Increasing, China’s Money Printing Increasing Even Faster Than USoriginal ↗
20 Jul 2026
While The Typical Starter Home Is $198,649, A Record 242 Cities Have Starter Homes Valued At $1 Million Or More (California Has 105 Cities With $1M+ Starter Homes)original ↗
20 Jun 2026
US Jobs Skyrocket By 172K In May, Finance/Insurance Jobs Nosedive By -20.2K, Local Government Jobs Rise By 55Koriginal ↗
5 Jun 2026
Consumer prices rose 3.8% annually in April, the highest since May 2023, but … Fed printed M2 at 4.6% annually in Marchoriginal ↗
12 May 2026
March Existing Home Sales MEDIAN PRICE Falls -6.2%YoY, Worst March Since 2009 (Rent Growth Slowing To 1.8% YoY)original ↗
6 May 2026
5 May 2026
Fed Dots Plot Points To Rising Interest Rates, SOFR Options Point To Rising Interest Rates As Well (US Federal Debt At $39+ Trillion, $357K Per Taxpayer)original ↗
4 May 2026
Housing Permits Fall To 7 Month Low, Fed Keeps Rates Unchanged, 2Y Treasury Yield Jumps 10 BPS (Ill Gov JB Pritzker Approves Psychedelic Gerrymandered Map)original ↗
30 Apr 2026
Mortgage Employment Headcount Lowest Since Housing Bubble Of 2005 As Case-Shiller National Home Price Index UP 0.29% In February (Denver Leads In Price Declines Beating Tampa)original ↗
29 Apr 2026
What Happened To The “Shut Down Fannie And Freddie” Movement? (Both Fannie And Freddie Are GROWING Their Retained Portfolios)original ↗
20 Apr 2026
US Treasury Yield Curve Upward Sloping As Iran Conflict Continues (Strait Of Hormuz Effectively Closed)original ↗
6 Apr 2026
Trump Threatens To Bomb Iran Back To The Stone Age, Crude Oil And US Gasoline Prices Return To Obama/Biden Era Levels For The Momentoriginal ↗
2 Apr 2026
Home Prices Rise 0.9% YoY Despite Lower Mortgage Rates (Blue City Mean Reversion, New York 4.9% YoY Gain, Chicago 4.6% YoY, Cleveland 3.6% YoY While Tampa -2.5%)original ↗
31 Mar 2026
Seller’s Market In Housing! There Are 630,000 More Home Sellers Than Buyers—the Biggest Gap on Record (50% More Sellers Than Buyers)original ↗
27 Mar 2026
Mortgage Applications Decreased 10.5 Percent From One Week Earlier (Purchase Index Decreased 5 Percent WoW)original ↗
26 Mar 2026
US New Home Sales Decline By Most In 13 Years In January (Home Prices Remain Too High After Covid Spending Spree)original ↗
20 Mar 2026
Hot, Hot, Hot! Producer Prices Print At 0.7% MoM, 3.4% YoY In February (Hottest Since Jan 2025) What Will Powell And Fed Do?original ↗
18 Mar 2026
US Pending Home Sales Rise 1.8% MoM In February, But The South Saw 2.7% MoM Increase (What I Like About The South)original ↗
17 Mar 2026
16 Mar 2026
US Existing Home Sales Bounced In February +1.7 MoM, But Down -1.45% YoY (Inventory Still Low)original ↗
10 Mar 2026
US Home Relistings Hit Record High (Delistings Soared In 2025 After Sellers Outnumbered Buyers)original ↗
9 Mar 2026
Global Uncertainty Hits An ALL-TIME HIGH! Higher Than Covid, 2008 Financial Crisis, Dot-com Crash COMBINEDoriginal ↗
7 Mar 2026
February Jobs Report -92k Jobs Lost As US Tries To Recover From 4 Years Of Bidenomics (Oil Prices Soar As Attacks Against Iran Continue)original ↗
6 Mar 2026
Typical Homeowner Stays In Home For 12 Years, Up From 6.5 Years In 2006 (Average Effective Mortgage Life Is Only 5-7 Years)original ↗
5 Mar 2026
Simply Unaffordable! FHA Lower Credit Score Borrowers (0-619) Suffer Escalating Mortgage Delinquency Ratesoriginal ↗
2 Mar 2026
Home Price Adjustment! Average Hourly Earnings YoY ABOVE Home Price Growth YoY (Home Price Growth Exploded Following Federal Governments’ Covid-related Spending Splurge)original ↗
26 Feb 2026
Inflation Power! US Core PCE Jumps On Durable Goods Jumps 2.051% (PCE Up 0.4% In December, M2 Up 4.6% YoY)original ↗
20 Feb 2026
January US Industrial Production Rises 0.7% MoM, Capacity Utilization At 76.22% (So Much For Trump Tariffs Killing US Manufacturing!)original ↗
18 Feb 2026
Gimme (Cheaper) Shelter! US Core CPI Falls To Slowest In 4 Years (Real Wage Growth Rises As Rent CPI Rose Only 0.2% In January)original ↗
13 Feb 2026
Gap Between 2s And 10s Treasuries Now Widest Since Early 2022 (Recession Coming Despite 3.7% Real GDP Growth?)original ↗
12 Feb 2026
US Existing Home Sales Collapse In January (Down 4.6% MoM In January, Largest Drop Since February 2022)original ↗
12 Feb 2026
US Unexpectedly Adds 130K Jobs In January, Most Since Dec 2024 (Growing Private Sector Jobs, Declining Government Jobs)original ↗
11 Feb 2026
US Manufacturing Sector Shed -8k Jobs on January (Difficult To Undo Damage Done By Biden and Schumer Including Negative Home Equity)original ↗
10 Feb 2026
Housing Bubble Part Deux! Home Price To Median Household Income Now Higher Than During Catestrophic Home Price Bubble Of 2005-2009 (Job Losses Primarily Women)original ↗
8 Feb 2026
I Ain’t Drunk! Home Buyering Collapses As Home Prices 55% More Costly Than When Biden Became President (Mortgage Rates 64% More Expensive)original ↗
7 Feb 2026
6 Feb 2026
Pending Home Sales Fall To Lowest Since 2020 (Covid) As People Flee New York And Californiaoriginal ↗
4 Feb 2026
State Of The Housing Market! Lowest Turnover In Decades, New Construction Premium Vanishes, Median Age Of First-Time Homebuyers Is 40original ↗
3 Feb 2026
Household Formation Slowing As Is Home Price Growth (Particularly In Bubble-prone Metro Areas Like Fort Myers FLA, Austin TX And San Franciso CA)original ↗
31 Jan 2026
30 Jan 2026
You Got The Silver? Silver ETF Is Exploding! (Highest Turnover Among Any Other Asset and 15 TIMES Its Average Daily Volumeoriginal ↗
27 Jan 2026
Keep On Printing? National House Price Index Up 1.4% year-over-year in November As M2 Money Growth Slowsoriginal ↗
27 Jan 2026
Mortgage Market After Covid! Soaring Home Prices And Mortgage Rates Led To Collapse Of Mortgage Originationsoriginal ↗
23 Jan 2026
West Coast Leads US In Q4 Office Vacancies, National Vacancy Rate Is 20.5% (SF 33.1%, Seattle 32.3%, LA CBD 31.7%)original ↗
20 Jan 2026
Florida, Delaware, and South Carolina Record The Worst Foreclosure Rates In 2025 As Florida Home Prices Deflate (Ft Myers FLA Leads FLA In Home Price Correction)original ↗
17 Jan 2026
US Existing Home Sales Surged +5.1% MoM In December (Median Home Sales Price Declining Along With Mortgage Rates)original ↗
16 Jan 2026
Good Feds Don’t! Fed Money Printing Benefits The Top 1%, Not The Bottom 50% (The Fed Acting Like Somalian Daycare Centers)original ↗
14 Jan 2026
14 Jan 2026
Fannie Mae, Freddie Mac MBS Buying Raises Rate-Vol Tail-Risks ($200 Billion In Agency MBS Generates 30-Year Rate Of 5.99%)original ↗
13 Jan 2026
12 Jan 2026
US Q4 Real GDP Forecast Is 5.4% As Trumps Orders GSEs To Buy $200 BILLION In Mortgage Bonds (Exports Rising At 6.1% And Imports Falling -9.4%)original ↗
9 Jan 2026
Mortgage Demand Decreased 9.7 Percent From Two Weeks Earlier (Biden-era Malaise Continues)original ↗
8 Jan 2026
2025
Housing Prices! Chicago Leads All Major Markets With 5.8% Annual Gain (Followed By New York At 5.0% And Cleveland At 4.1%, Tampa Recorded 4.2% Decline)original ↗
31 Dec 2025
Gold And Silver: Silver Up 10% On Friday, Gold Outperforming Stock Market Over Last 30 Years (Silver Hit $79.2708!)original ↗
27 Dec 2025
Mortgage Demand Decreased 5.0 Percent From One Week Earlier (Purchase Index Decreased 6 Percent, Refinance Index Decreased 6 Percent)original ↗
26 Dec 2025
24 Dec 2025
Simply Unaffordable? A Different View Of US Housing Prices (Gov’t Needs To Stop Manipulating The Housing Market)original ↗
22 Dec 2025
US Treasury Yield Curve Steepens As 30Y Mortgage Rate Hovers Around 6.30% (Existing Home Sales Rise 0.5% In November)original ↗
19 Dec 2025
Keep On Printing? US GDP Still Growing At 3.5% Despite Malaise In Construction And Imports (So Much For Tariff Hysteria)original ↗
19 Dec 2025
Government Spending Helped Kill Mortgage Demand! Mortgage Demand Decreased 3.8 Percent From One Week Earlieroriginal ↗
17 Dec 2025
Hallelujah! Mortgage Demand Increased 4.8% From Previous Week (Purchase Demand Increased 32%, Refi Demand Increased 14%)original ↗
10 Dec 2025
Little Tariff Effects! US Q3 Real GDP Growth At 3.5%, Real Estate Construction Growth Remains Negativeoriginal ↗
9 Dec 2025
Winter Effect! Mortgage Purchase Demand Fell 32% From Previous Week (Expected To Rise In January)original ↗
3 Dec 2025
Miami FL And Columbus OH Lead Nation In Closed Sales In October ’25 (Will Ohio State Beat Indiana For The Big 10 Championship?)original ↗
2 Dec 2025
Since The Federal Government Spending Spree Associated With Covid Ended, Median Household Income Has Declined, But So Have Home Pricesoriginal ↗
28 Nov 2025
Punta Gorda (Ft Myers) Fla Leads Nation In Home Price Declines At -20.4% From Peak (Followed By Austin TX At -17.3% From Peak)original ↗
26 Nov 2025
26 Nov 2025
October Saw Estimated 36.8% More Home Sellers Than Buyers (Biggest Gap Dating Back To 2013)original ↗
25 Nov 2025
Post Covid Blues! Mortgage Demand Decreased 5.2 Percent From One Week Earlier (Purchase Demand Decreased 7 Percent, Refinance Demand Decreased 7 Percent As Mortgage Rates Increase)original ↗
19 Nov 2025
Oyster Stew? Another Bad Government Idea To Fix Housing Affordability: The 50-year Mortgage (Interest Paid By Borrower Increases By 105%!)original ↗
17 Nov 2025
Housing After Covid! Declining Mortgage Originations And Rising Home Prices Making Affordability Difficultoriginal ↗
14 Nov 2025
US Purchase Mortgage Demand Increased 3% From Previous Week (Pulte’s 50Y And Layaway Mortgages??)original ↗
12 Nov 2025
ADP Report Shows Big Job Losses In October, 45,000 Job Losses (Rate Cuts Around The Corner?)original ↗
11 Nov 2025
Stagnation Nation! U.S. Housing Market Hits 30-Year Low in Activity (High Home Prices And High Mortgage Rates*)original ↗
7 Nov 2025
Mortgage Demand Decreased 1.9 Percent From One Week Earlier (Purchase Index Decreased 2 Percent, Refinance Index Decreased 3 Percent)original ↗
5 Nov 2025
𝗠𝘂𝗹𝘁𝗶𝗳𝗮𝗺𝗶𝗹𝘆 𝗗𝗲𝗹𝗶𝗻𝗾𝘂𝗲𝗻𝗰𝗶𝗲𝘀 𝗦𝗼𝗮𝗿 𝘁𝗼 𝟳.𝟭%, Office Delinquencies Soar To 11.8% (CMBS Excess Returns Are Dwindling)original ↗
4 Nov 2025
New Week Starts! 10Y Treasury Yield At 4.112%, Down From 4.397% 1 Year Ago (Yield Curve Steepening)original ↗
3 Nov 2025
Fed’s QT Surprise! Powell Announced That Maturing Mortgage-backed Securities (MBSs) Will Be Reinvested Into Short-term Treasury Billsoriginal ↗
1 Nov 2025
30 Oct 2025
US Mortgage Demand Rose 7.1% With Mortgage Rates Declining (Purchase Demand Rose 4% While Refi Demand Rose 9% From Preceding Week)original ↗
30 Oct 2025
Case-Shiller National House Price Index Up 1.5% Year-Over-Year In August (Down -0.30% MoM)original ↗
28 Oct 2025
Consumer Prices Rise 3% YoY, Shelter Rises 3.6% YoY (US Treasury Yield Curve Remains Upward Sloping 3Y-30Y)original ↗
24 Oct 2025