corpus.blog
41554 blogs · [ { "id": "01a0872d-0783-73ba-8276-66bc54e7ea8d", "title": "Delegated Authority, Payments, and Fraud", "url": "http://www.arampell.org/2026/09/04/delegated-authority-payments-and-fraud/", "published_at": "2026-09-05T00:25:40+00:00" }, { "id": "01a0872d-0783-73ba-8276-66bc5539e3ef", "title": "The Principal-Agent vs. Agents Problem", "url": "http://www.arampell.org/2026/08/11/the-principal-agent-vs-agents-problem/", "published_at": "2026-08-11T19:18:08+00:00" }, { "id": "01a0872d-0783-73ba-8276-66bc55746322", "title": "Don’t (Start) Work in Venture Capital", "url": "http://www.arampell.org/2026/07/30/dont-start-work-in-venture-capital/", "published_at": "2026-07-30T17:38:34+00:00" }, { "id": "01a0872d-0783-73ba-8276-66bc5663dd65", "title": "Systems of Record", "url": "http://www.arampell.org/2026/04/27/systems-of-record/", "published_at": "2026-04-27T17:00:07+00:00" }, { "id": "01a0872d-0783-73ba-8276-66bc56d99235", "title": "AI’s Proliferation Requires a new “Proof of Work”", "url": "http://www.arampell.org/2026/03/31/ais-proliferation-requires-a-new-proof-of-work/", "published_at": "2026-04-01T01:58:58+00:00" }, { "id": "01a0872d-0783-73ba-8276-66bc56fb7784", "title": "Advice on Seeking Advice", "url": "http://www.arampell.org/2026/02/27/advice-on-seeking-advice/", "published_at": "2026-02-28T02:59:47+00:00" }, { "id": "01a0872d-0785-7310-9633-82e9eabebbe6", "title": "How to Invest in People", "url": "http://www.arampell.org/2026/02/26/how-to-invest-in-people/", "published_at": "2026-02-26T19:55:47+00:00" }, { "id": "01a0872d-0785-7310-9633-82e9eaf27d9f", "title": "Digital Payments are Going to REALLY Grow", "url": "http://www.arampell.org/2026/02/26/digital-payments-are-going-to-really-grow/", "published_at": "2026-02-26T19:37:46+00:00" }, { "id": "01a0872d-0785-7310-9633-82e9eb9a4933", "title": "Redoing Education: Lysenkoism and Preference Falsification", "url": "http://www.arampell.org/2026/02/18/redoing-education-lysenkoism-and-preference-falsification/", "published_at": "2026-02-18T16:48:46+00:00" }, { "id": "01a0872d-0785-7310-9633-82e9ebf62d2d", "title": "The “Comma MBA” Problem and Local Maxima", "url": "http://www.arampell.org/2026/02/05/the-comma-mba-problem-and-local-maxima/", "published_at": "2026-02-05T19:11:23+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-58940eaeeee7", "title": "Software Clone Wars of 2004, meet AI Cloning of 2026", "url": "http://www.arampell.org/2026/02/04/software-clone-wars-of-2004-meet-ai-cloning-of-2026/", "published_at": "2026-02-05T05:41:47+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-58940eeee654", "title": "It’s a Trap! Say NO to a bad integration", "url": "http://www.arampell.org/2026/01/26/its-a-trap-say-no-to-a-bad-integration/", "published_at": "2026-01-27T05:06:21+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-58940f1d76ad", "title": "Cheat Code: Try to Pay More", "url": "http://www.arampell.org/2026/01/23/cheat-code-try-to-pay-more/", "published_at": "2026-01-23T20:47:33+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-58940f839b79", "title": "How To Sell and Raise Awareness", "url": "http://www.arampell.org/2026/01/20/how-to-sell-and-raise-awareness/", "published_at": "2026-01-21T03:38:25+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-58940f919d50", "title": "Not All SaaS is the Same", "url": "http://www.arampell.org/2026/01/20/not-all-saas-is-the-same/", "published_at": "2026-01-21T03:33:29+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-589410910176", "title": "First Principles on Lending…", "url": "http://www.arampell.org/2026/01/12/first-principles-on-lending/", "published_at": "2026-01-12T21:14:34+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-5894116abc25", "title": "The platform (almost always) wins", "url": "http://www.arampell.org/2025/11/10/the-platform-almost-always-wins/", "published_at": "2025-11-10T09:18:58+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-589411d4fbd5", "title": "Cost > Value as a Model", "url": "http://www.arampell.org/2025/09/30/cost-value-as-a-model/", "published_at": "2025-09-30T11:27:47+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-5894128ed995", "title": "AI Commerce", "url": "http://www.arampell.org/2025/08/29/ai-commerce/", "published_at": "2025-08-29T22:47:05+00:00" }, { "id": "01a0d544-dcb6-72f6-a498-5894133fa737", "title": "Help Wanted? Hire my software!", "url": "http://www.arampell.org/2024/10/08/help-wanted-hire-my-software/", "published_at": "2024-10-09T00:18:47+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6d65bddc", "title": "New Essay: The Transmutation of Capital into Labor", "url": "http://www.arampell.org/2024/08/22/new-essay-the-transmutation-of-capital-into-labor/", "published_at": "2024-08-22T23:37:51+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6dc934e9", "title": "Outcome Based Pricing", "url": "http://www.arampell.org/2024/06/21/outcome-based-pricing/", "published_at": "2024-06-21T21:50:26+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6e1083a7", "title": "The Pre-Mortem in Product Planning", "url": "http://www.arampell.org/2024/03/26/the-pre-mortem-in-product-planning/", "published_at": "2024-03-26T21:27:00+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6e2f4132", "title": "Every Big Company is Focused on AI", "url": "http://www.arampell.org/2023/09/12/every-big-company-is-focused-on-ai/", "published_at": "2023-09-13T04:32:08+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6f048abd", "title": "When to Escalate vs Wait", "url": "http://www.arampell.org/2023/09/01/when-to-escalate-vs-wait/", "published_at": "2023-09-02T00:04:15+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe6f0f6e84", "title": "How AI Will Erode Bank Profit Pools", "url": "http://www.arampell.org/2023/05/17/how-ai-will-erode-bank-profit-pools/", "published_at": "2023-05-17T21:06:34+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe700e5fe8", "title": "Banks and Fear", "url": "http://www.arampell.org/2023/03/11/banks-and-fear/", "published_at": "2023-03-12T05:44:04+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe70a137cd", "title": "Getting to Five Customers", "url": "http://www.arampell.org/2023/03/06/getting-to-five-customers/", "published_at": "2023-03-06T23:06:37+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe71a11af4", "title": "Men’s Tennis: Age vs Grand Slams Tracker", "url": "http://www.arampell.org/2023/01/29/mens-tennis-age-vs-grand-slams-tracker/", "published_at": "2023-01-30T02:48:52+00:00" }, { "id": "01a0d547-12f6-7155-ac44-01fe72574dbc", "title": "The “Finance” Opportunity of AI", "url": "http://www.arampell.org/2023/01/27/the-finance-opportunity-of-ai/", "published_at": "2023-01-28T02:44:22+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e6df20c5", "title": "The Future of Payments…is Red?", "url": "http://www.arampell.org/2023/01/12/the-future-of-paymentsis-red/", "published_at": "2023-01-13T02:55:54+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e72b5ee5", "title": "How to Sell Your Company", "url": "http://www.arampell.org/2023/01/04/how-to-sell-your-company/", "published_at": "2023-01-04T17:35:00+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e78f3cf3", "title": "The Goldilocks Zone of Cost Irrelevance", "url": "http://www.arampell.org/2022/12/08/the-goldilocks-zone-of-cost-irrelevance/", "published_at": "2022-12-09T00:31:48+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e7a62497", "title": "Maturity Matters", "url": "http://www.arampell.org/2022/10/25/maturity-matters/", "published_at": "2022-10-25T10:27:25+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e893ff44", "title": "Private-to-Private M&A", "url": "http://www.arampell.org/2022/10/17/private-to-private-ma/", "published_at": "2022-10-17T23:38:42+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e90b6ac3", "title": "Exiting the Catch-22 of a Stalled Startup", "url": "http://www.arampell.org/2022/08/24/exiting-the-catch-22-of-a-stalled-startup/", "published_at": "2022-08-25T04:49:56+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e9b580bf", "title": "BNPL and “Incumbent Does X”", "url": "http://www.arampell.org/2022/06/07/bnpl-and-incumbent-does-x/", "published_at": "2022-06-07T08:21:34+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738e9fa14e5", "title": "Stock Market Acronyms", "url": "http://www.arampell.org/2022/05/09/stock-market-acronyms/", "published_at": "2022-05-10T04:21:24+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738ea84cc5a", "title": "Education and Home-Schooling", "url": "http://www.arampell.org/2022/01/02/education-and-home-schooling/", "published_at": "2022-01-03T06:16:34+00:00" }, { "id": "01a0d547-d655-7143-a0be-a738eb4b71d5", "title": "Intelligent Regulation", "url": "http://www.arampell.org/2021/12/17/intelligent-regulation/", "published_at": "2021-12-17T14:37:33+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274ab1c7b4", "title": "Stochastic Gross Margins of Financial Services", "url": "http://www.arampell.org/2021/11/03/stochastic-gross-margins-of-financial-services/", "published_at": "2021-11-04T05:29:57+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274ba1c6cb", "title": "iBuying and Marketplaces", "url": "http://www.arampell.org/2021/11/02/ibuying-and-marketplaces/", "published_at": "2021-11-03T04:46:46+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274c774180", "title": "Payment Network Effects and Incentives", "url": "http://www.arampell.org/2021/09/27/payment-network-effects-and-incentives/", "published_at": "2021-09-28T01:46:50+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274d5363f0", "title": "Why BNPL is an Early Threat to all of Payments", "url": "http://www.arampell.org/2021/09/08/why-bnpl-is-an-early-threat-to-all-of-payments/", "published_at": "2021-09-09T02:54:06+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274e40d9b7", "title": "Bretton Woods / End of Gold Convertibility", "url": "http://www.arampell.org/2021/08/15/bretton-woods-end-of-gold-convertibility/", "published_at": "2021-08-16T01:01:02+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274ed194b3", "title": "Bureaucracy, Wokeness, and Sabotage", "url": "http://www.arampell.org/2021/07/29/bureaucracy-wokeness-and-sabotage/", "published_at": "2021-07-29T07:40:18+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274f186e64", "title": "Productivity Gains", "url": "http://www.arampell.org/2021/03/07/productivity-gains/", "published_at": "2021-03-07T22:57:26+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274f216604", "title": "COVID Insanity and Religion", "url": "http://www.arampell.org/2021/02/20/covid-insanity-and-religion/", "published_at": "2021-02-21T04:39:46+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274f222462", "title": "SPACs in 2021", "url": "http://www.arampell.org/2021/02/14/spacs-in-2021/", "published_at": "2021-02-15T02:50:19+00:00" }, { "id": "01a0d548-454f-70f3-94a5-d5274f301ccc", "title": "Bureaucracy is a Regressive Tax", "url": "http://www.arampell.org/2021/02/11/bureaucracy-is-a-regressive-tax/", "published_at": "2021-02-12T04:46:11+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d327528df1", "title": "Why I don’t believe in conspiracy theories", "url": "http://www.arampell.org/2021/01/19/why-i-dont-believe-in-conspiracy-theories/", "published_at": "2021-01-20T07:27:08+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d327946585", "title": "Old Soviet joke", "url": "http://www.arampell.org/2021/01/18/old-soviet-joke/", "published_at": "2021-01-18T14:19:02+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d327e03fea", "title": "Directly Accessing Government: Fintech’s Final Frontier", "url": "http://www.arampell.org/2021/01/15/directly-accessing-government-fintechs-final-frontier/", "published_at": "2021-01-16T03:01:35+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d328469d37", "title": "Geopolitical Risk x Networks", "url": "http://www.arampell.org/2021/01/10/geopolitical-risk-x-networks/", "published_at": "2021-01-10T11:30:35+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d329267d25", "title": "Location Location Location", "url": "http://www.arampell.org/2020/12/25/location-location-location/", "published_at": "2020-12-25T08:03:32+00:00" }, { "id": "01a0d548-9fd2-71dd-bdb8-b8d32970d80a", "title": "High Salaries and Expensive Real Estate", "url": "http://www.arampell.org/2020/12/02/high-salaries-and-expensive-real-estate/", "published_at": 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"published_at": "2020-05-21T22:59:52+00:00" }, { "id": "01a0d548-e333-727d-b298-d794890d952b", "title": "Net Promoter Scores and Sampling Bias", "url": "http://www.arampell.org/2019/11/06/net-promoter-scores-and-sampling-bias/", "published_at": "2019-11-07T07:16:25+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948941e7f1", "title": "Sad state of journalism", "url": "http://www.arampell.org/2019/10/27/sad-state-of-journalism/", "published_at": "2019-10-27T08:06:56+00:00" }, { "id": "01a0d548-e333-727d-b298-d794894249ad", "title": "Origins of Visa (and Payment Networks)", "url": "http://www.arampell.org/2019/09/18/origins-of-visa-and-payment-networks/", "published_at": "2019-09-18T23:29:04+00:00" }, { "id": "01a0d548-e333-727d-b298-d79489c8534a", "title": "Currency vs Money", "url": "http://www.arampell.org/2019/08/07/currency-vs-money/", "published_at": "2019-08-07T11:05:01+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948a420a48", "title": "Credit Card Hack: Tips and Receipts", "url": "http://www.arampell.org/2019/07/10/credit-card-hack-tips-and-receipts/", "published_at": "2019-07-10T08:51:19+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948aa88c82", "title": "Consumer Finance Runs on Friction and Inertia", "url": "http://www.arampell.org/2019/06/04/consumer-finance-runs-on-friction-and-inertia/", "published_at": "2019-06-04T11:38:08+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948b49fd8c", "title": "The Anachronism of Education", "url": "http://www.arampell.org/2019/03/13/the-anachronism-of-education/", "published_at": "2019-03-13T10:09:04+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948b7d02ef", "title": "“Silicon Valley Does X”", "url": "http://www.arampell.org/2019/01/08/silicon-valley-does-x/", "published_at": "2019-01-09T06:52:38+00:00" }, { "id": "01a0d548-e333-727d-b298-d7948c038334", "title": "Payment Networks, Protocols, and Crypto", "url": "http://www.arampell.org/2018/09/19/payment-networks-protocols-and-crypto/", "published_at": "2018-09-19T08:39:56+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a8523256fde5", "title": "OS Wallets are an Existential Threat to PayPal", "url": "http://www.arampell.org/2018/06/19/os-wallets-are-an-existential-threat-to-paypal/", "published_at": "2018-06-20T05:01:20+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a852334f996e", "title": "B2B2C", "url": "http://www.arampell.org/2018/05/18/b2b2c/", "published_at": "2018-05-19T00:24:46+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a8523397633a", "title": "Don’t Just Sell to the CEO!", "url": "http://www.arampell.org/2018/01/13/dont-just-sell-to-the-ceo/", "published_at": "2018-01-13T08:18:20+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a85233aa0e46", "title": "CEOs, Please Educate Yourselves about Crypto", "url": "http://www.arampell.org/2017/09/13/ceos-please-educate-yourselves-about-crypto/", "published_at": "2017-09-13T08:51:52+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a852347f8683", "title": "Market top?", "url": "http://www.arampell.org/2017/08/17/market-top/", "published_at": "2017-08-17T08:30:35+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a8523548b34e", "title": "Medicine feels like the taxi industry pre Lyft/Uber", "url": "http://www.arampell.org/2017/07/09/medicine-feels-like-the-taxi-industry-pre-lyft-uber/", "published_at": "2017-07-10T00:59:04+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a85235901dfe", "title": "Distribution v Innovation", "url": "http://www.arampell.org/2015/11/04/distribution-v-innovation/", "published_at": "2015-11-04T17:56:48+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a85235930350", "title": "Best (and first) fictionalized VC pitch", "url": "http://www.arampell.org/2015/04/21/best-and-first-fictionalized-vc-pitch/", "published_at": "2015-04-21T21:18:18+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a8523637ef9f", "title": "Being Judged on the Present", "url": "http://www.arampell.org/2015/04/21/being-judged-on-the-present/", "published_at": "2015-04-21T19:17:36+00:00" }, { "id": "01a0d549-5400-735c-bbe4-a8523706ead5", "title": "The End of Brand Advertising (Part I)", "url": "http://www.arampell.org/2014/08/27/the-end-of-brand-advertising-part-i/", "published_at": "2014-08-27T07:37:16+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e083ad1908", "title": "The Danger and Opportunity of the Intermediate Metric", "url": "http://www.arampell.org/2013/09/28/the-danger-and-opportunity-of-the-intermediate-metric/", "published_at": "2013-09-29T06:06:52+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e083f19b56", "title": "Payment Data Is More Valuable Than Payment Fees", "url": "http://www.arampell.org/2012/08/18/payment-data-is-more-valuable-than-payment-fees/", "published_at": "2012-08-19T02:20:55+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e084944685", "title": "Service as a SKU", "url": "http://www.arampell.org/2012/05/14/service-as-a-sku/", "published_at": "2012-05-14T20:26:47+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e084a41483", "title": "Push v Pull", "url": "http://www.arampell.org/2011/07/03/push-v-pull/", "published_at": "2011-07-03T21:21:38+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e08560f566", "title": "Say Goodbye to the Long Tail of Product Resellers (online)", "url": "http://www.arampell.org/2011/02/13/say-goodbye-to-the-long-tail-of-product-resellers-online/", "published_at": "2011-02-13T22:30:47+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e0860883a1", "title": "Preempting Search", "url": "http://www.arampell.org/2010/08/24/preempting-search/", "published_at": "2010-08-24T21:23:57+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e0865936d5", "title": "Why Online to Offline Commerce is a Trillion Dollar Opportunity", "url": "http://www.arampell.org/2010/08/07/why-online-to-offline-commerce-is-a-trillion-dollar-opportunity/", "published_at": "2010-08-07T21:09:47+00:00" }, { "id": "01a0d549-bc11-7287-a499-e2e0866b6d5f", "title": "The Rise of Transactional Advertising", "url": "http://www.arampell.org/2010/03/07/the-rise-of-transactional-advertising/", "published_at": "2010-03-07T22:26:16+00:00" } ] posts Claim your blog
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2026

Delegated Authority, Payments, and Fraudoriginal ↗
5 Sept 2026
The Principal-Agent vs. Agents Problemoriginal ↗
11 Aug 2026
Don’t (Start) Work in Venture Capitaloriginal ↗
30 Jul 2026
Systems of Recordoriginal ↗
27 Apr 2026
AI’s Proliferation Requires a new “Proof of Work”original ↗
1 Apr 2026
Advice on Seeking Adviceoriginal ↗
28 Feb 2026
How to Invest in Peopleoriginal ↗
26 Feb 2026
Digital Payments are Going to REALLY Groworiginal ↗
26 Feb 2026
Redoing Education: Lysenkoism and Preference Falsificationoriginal ↗
18 Feb 2026
The “Comma MBA” Problem and Local Maximaoriginal ↗
5 Feb 2026
Software Clone Wars of 2004, meet AI Cloning of 2026original ↗
5 Feb 2026
It’s a Trap! Say NO to a bad integrationoriginal ↗
27 Jan 2026
Cheat Code: Try to Pay Moreoriginal ↗
23 Jan 2026
How To Sell and Raise Awarenessoriginal ↗
21 Jan 2026
Not All SaaS is the Sameoriginal ↗
21 Jan 2026
First Principles on Lending…original ↗
12 Jan 2026

2025

The platform (almost always) winsoriginal ↗
10 Nov 2025
Cost > Value as a Modeloriginal ↗
30 Sept 2025
AI Commerceoriginal ↗
29 Aug 2025

2024

Help Wanted? Hire my software!original ↗
9 Oct 2024
New Essay: The Transmutation of Capital into Labororiginal ↗
22 Aug 2024
Outcome Based Pricingoriginal ↗
21 Jun 2024
The Pre-Mortem in Product Planningoriginal ↗
26 Mar 2024

2023

Every Big Company is Focused on AIoriginal ↗
13 Sept 2023
When to Escalate vs Waitoriginal ↗
2 Sept 2023
How AI Will Erode Bank Profit Poolsoriginal ↗
17 May 2023
Banks and Fearoriginal ↗
12 Mar 2023
Getting to Five Customersoriginal ↗
6 Mar 2023
Men’s Tennis: Age vs Grand Slams Trackeroriginal ↗
30 Jan 2023
The “Finance” Opportunity of AIoriginal ↗
28 Jan 2023
The Future of Payments…is Red?original ↗
13 Jan 2023
How to Sell Your Companyoriginal ↗
4 Jan 2023

2022

The Goldilocks Zone of Cost Irrelevanceoriginal ↗
9 Dec 2022
Maturity Mattersoriginal ↗
25 Oct 2022
Private-to-Private M&Aoriginal ↗
17 Oct 2022
Exiting the Catch-22 of a Stalled Startuporiginal ↗
25 Aug 2022
BNPL and “Incumbent Does X”original ↗
7 Jun 2022
Stock Market Acronymsoriginal ↗
10 May 2022
Education and Home-Schoolingoriginal ↗
3 Jan 2022

2021

Intelligent Regulationoriginal ↗
17 Dec 2021
Stochastic Gross Margins of Financial Servicesoriginal ↗
4 Nov 2021
iBuying and Marketplacesoriginal ↗
3 Nov 2021
Payment Network Effects and Incentivesoriginal ↗
28 Sept 2021
Why BNPL is an Early Threat to all of Paymentsoriginal ↗
9 Sept 2021
Bretton Woods / End of Gold Convertibilityoriginal ↗
16 Aug 2021
Bureaucracy, Wokeness, and Sabotageoriginal ↗
29 Jul 2021
Productivity Gainsoriginal ↗
7 Mar 2021
COVID Insanity and Religionoriginal ↗
21 Feb 2021
SPACs in 2021original ↗
15 Feb 2021
Bureaucracy is a Regressive Taxoriginal ↗
12 Feb 2021
Why I don’t believe in conspiracy theoriesoriginal ↗
20 Jan 2021
Old Soviet jokeoriginal ↗
18 Jan 2021
Directly Accessing Government: Fintech’s Final Frontieroriginal ↗
16 Jan 2021
Geopolitical Risk x Networksoriginal ↗
10 Jan 2021

2020

Location Location Locationoriginal ↗
25 Dec 2020
High Salaries and Expensive Real Estateoriginal ↗
2 Dec 2020
School Closures and Idiocyoriginal ↗
19 Nov 2020
How IPOs Workoriginal ↗
29 Aug 2020
Fiat Money Anniversaryoriginal ↗
16 Aug 2020
Remote Educationoriginal ↗
30 Jul 2020
WFH Productivity: Temporary or Permanent?original ↗
21 May 2020

2019

Net Promoter Scores and Sampling Biasoriginal ↗
7 Nov 2019
Sad state of journalismoriginal ↗
27 Oct 2019
Origins of Visa (and Payment Networks)original ↗
18 Sept 2019
Currency vs Moneyoriginal ↗
7 Aug 2019
Credit Card Hack: Tips and Receiptsoriginal ↗
10 Jul 2019
Consumer Finance Runs on Friction and Inertiaoriginal ↗
4 Jun 2019
The Anachronism of Educationoriginal ↗
13 Mar 2019
“Silicon Valley Does X”original ↗
9 Jan 2019

2018

Payment Networks, Protocols, and Cryptooriginal ↗
19 Sept 2018
OS Wallets are an Existential Threat to PayPaloriginal ↗
20 Jun 2018
B2B2Coriginal ↗
19 May 2018
Don’t Just Sell to the CEO!original ↗
13 Jan 2018

2017

CEOs, Please Educate Yourselves about Cryptooriginal ↗
13 Sept 2017
Market top?original ↗
17 Aug 2017
Medicine feels like the taxi industry pre Lyft/Uberoriginal ↗
10 Jul 2017

2015

Distribution v Innovationoriginal ↗
4 Nov 2015
Best (and first) fictionalized VC pitchoriginal ↗
21 Apr 2015
Being Judged on the Presentoriginal ↗
21 Apr 2015

2014

The End of Brand Advertising (Part I)original ↗
27 Aug 2014

2013

The Danger and Opportunity of the Intermediate Metricoriginal ↗
29 Sept 2013

2012

Payment Data Is More Valuable Than Payment Feesoriginal ↗
19 Aug 2012
Service as a SKUoriginal ↗
14 May 2012

2011

Push v Pulloriginal ↗
3 Jul 2011
Say Goodbye to the Long Tail of Product Resellers (online)original ↗
13 Feb 2011

2010

Preempting Searchoriginal ↗
24 Aug 2010
Why Online to Offline Commerce is a Trillion Dollar Opportunityoriginal ↗
7 Aug 2010
The Rise of Transactional Advertisingoriginal ↗
7 Mar 2010